We're Independent...

Objective advice tailored to your needs in a no-pressure, non-commissioned, true advisory relationship. No sales quotas, no Wall Street shenanigans. All You.

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We Get It...

"Buy and Hope" is wishful thinking, not a strategy. No more roller-coaster investing theories here.

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We Plan It...

No probability guesses or odds-making with your retirement plans. We'll show you exactly how to get to where you want to be.

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Investing Is Broken

...and here's how it happened...

We're Fixing It

...investing dogma should stay on its leash...

Why JRSCM?

...it just makes sense...

Get Started

...let's chat, no pressure, no obligation...

We cannot truly plan, because we don't understand the future - but this is not necessarily bad news. We could plan while bearing in mind such limitations. It just takes guts. -Nassim Nicholas Taleb, The Black Swan: The Impact of the Highly Improbable