The finding is good news, especially for Americans.25% of whom die from heart-related illness each year.
Read the entire article: The right exercise to slow down heart disease, according to a new study — Quartz
The right exercise to slow down heart disease, according to a new study — Quartz Read Post »
During your working years — the accumulation phase of your investing life — the path is pretty clear.
And that’s it. Until it isn’t.
In retirement, when you’re living off the nest egg you worked so hard to build, it becomes necessary to make a major change of course. And that takes some planning, preferably with some guidance, with these three objectives in mind:
You’ll need to line up reliable income streams. When you create your plan, you’ll want to make sure your day-to-day expenses are covered by reliable sources, including Social Security and…
Read the entire article: 3 Key Goals for Building a Retirement Income Plan
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It’s increasingly popular for young students to take a gap year between high school and college, often to travel and volunteer. (Exhibit A: Malia Obama’s pre-Harvard year off.)
But Baby Boomers are giving the gap year a whole new spin.
In greater numbers, they are roving overseas in retirement, living a slow-travel life, spending months at a time in one place and then moving on to another.
In so doing, they’re able to avoid the visa hurdles that can go along with seeking long-term residence in a country. Plus, by strategically choosing low-cost destinations, they’re able to spend less than they would to stay home.
Read the entire article: Trend: Baby Boomers Turn “Gap Year” Idea into a Retirement Lifestyle –
Trend: Baby Boomers Turn “Gap Year” Idea into a Retirement Lifestyle Read Post »
Countless Americans look forward to retirement and the flexible lifestyle it tends to offer. Unfortunately, a large number of workers might never get there. In a TD Ameritrade study, 25% of U.S. adults say they don’t think they’ll ever retire. And they’re probably not the only ones. That’s because 1 out of every 3 workers have no money set aside for the future, and that includes 30% of folks 55 and over.
But even those who are saving aren’t doing a good enough job. Baby boomers aged 56 to 61 have a median savings of $17,000, which won’t last very long in retirement. And the fact that many seniors are living longer puts retirement in an even more precarious spot.
Read the entire article: 4 Signs You Might Never Retire @themotleyfool #stocks
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Retiring earlier than your actual retirement date could be a refreshing thought. For some early retirement could mean quitting a salaried job in their forties and fifties. However, for all those who choose this option, their personal finances have to be well chalked out for the future.
“A trend that may take shape more in future, is phasing out of work over a period of time and combining work with retirement – to supplement income or just to contribute whilst one can,” said Kulin Patel, Head of Retirement (South Asia), Willis Towers Watson.
Retirement planning can be tough if one is planning to retire early. Here are a few things you should keep in mind while taking the decision:
Read the entire article: Planning to retire early? 5 things you should keep in mind
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WOW Air is once again offering $69 one-way — and $207 round-trip — flights to Europe from several U.S. cities.Round-trip flights start at $207 from Los Angeles, Washington, D.C., and Pittsburgh; from $211 from San Francisco and Miami; and from $218 from Boston.
For those super cheap prices, travelers will be able to visit Berlin, Brussels, Copenhagen, Dublin, Edinburgh, London, Paris, and Stockholm, on select dates from this September through March of next year.
Read the entire article: Cheap Flights to Europe Starting at $69 One-way | Travel + Leisure
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Coffee contains a number of compounds, including caffeine, diterpenes and antioxidants, and scientists believe some of these have a protective impact on the body
Read the entire article: Four cups of coffee a day might be the key to living longer | National Post
Four cups of coffee a day might be the key to living longer | National Post Read Post »
Many Americans dream of driving fabulous, unique, vintage cars. The vast majority of Americans never get to actually do it.
Sure, we see them around—I live in Brooklyn and I don’t own a car, but as I walk around my neighborhood, I spy things: a Carman Ghia in robin’s-egg blue, a boxy Land Rover from the 1980s. And I wonder what it would be like, if only for a day, to tool around in a classic.
Read the entire article: How to Drive a Classic Rolls-Royce, or a DeLorean, Any Time You Want
How to Drive a Classic Rolls-Royce, or a DeLorean, Any Time You Want Read Post »
Before you can start saving for retirement, you’ve got to figure out how much you’ll need to save. Finding your “retirement number” can be as simple or as complicated as you want to make it, with the caveat that more complicated plans are likely to produce the most accurate retirement number. However, even a simple “off the rack” plan will get you enough information to build a solid retirement savings strategy. Here are some of the most popular approaches for coming up with your retirement number.
Read the entire article: 4 Ways to Find Your Retirement Number @themotleyfool #stocks
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We no longer have to guess. Harvard Medical School released a paper outlining the only five exercises we need to practice to get the best outcome for our bodies. And the results are surprising! Don’t like going to the gym? No problem! Part of the reason that these exercises are so fantastic is that you don’t necessarily
Read the entire article: The 5 Best Exercises For A Healthy Body – Longevity LIVE
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Managing blood pressure, getting active and eating healthier are among the Life’s Simple 7 points put out by the American Heart Association.
Read the entire article: Seven simple steps to a healthier, longer life
Seven simple steps to a healthier, longer life Read Post »
From Mexico to Malta, Live and Invest Overseas ranks its top 10 destinations for retirement for 2017.
Read the entire article: The world’s top 10 retirement destinations for 2017
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Dentists who’ve experienced the stressful retirement transition say that it pays to be prepared emotionally as well as financially, and to begin preparations years before hanging up that cheek retractor for good. If you want to succeed at retirement, take the following advice to heart:
Slowly transition out. Abruptly stopping work can be a huge shock. A better way involves gradually scaling back on work commitments. For example, one dentist I know is transitioning down to working two days per week and plans to continue doing so for several years.Keith Lawrence, author of Your Retirement Quest: 10
Read the entire article: Dentists: Don’t ‘fail’ retirement. Wisdom for your next chapter – DentistryIQ
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Counting the clock until your retirement? You might want to put away your pension plan. According to a Japanese doctor, you should never clock out of the workforce—or do so well after the age of 65, at least.
In an interview with Japan Times, Dr. Shigeaki Hinohara, a physician and chairman emeritus of St. Luke’s International University, said not retiring was one of his secrets to living a long, healthy life.
Before you roll your eyes, consider this: When most people lived until age 68, the typical retirement age was around 65 years old. Now that people are living much longer, they should also hold off on retiring, Dr. Hinohara says. Staying busy well into your senior years gives you a sense of purpose and fulfillment, which could keep you healthy as you age. And doing so couldn’t be easier; just check out the perfect jobs for seniors.
Read the entire article: This Is the Perfect Retirement Age—and It’s Not 65 | Reader’s Digest
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The last thing anyone wants to do is spend more money than necessary when planning a vacation. But luckily, there are plenty of great apps to help you cut your travel costs.For every stage of a trip, from scheduling flights to booking a hotel, apps can help travelers see a wide variety of listings, according to Edward Pizzarello, travel blogger and editor of Pizza in Motion. TravelSkills blogger Chris McGinnis adds that some travel apps “are also helpful in alerting you to schedule changes, seat assignments . . . so it’s worth having them on your phone.”
Read the entire article: 6 Travel Apps That Will Help You Save Money on Your Next Vacation
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