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The Means AND the Ends

The Means AND The Ends is the recognition that "getting there" is at least as important as where you're going. These posts are a curated collection of articles I've written as well as interesting finds that can be serious, humorous, and sometimes skeptical about investing and saving for retirement while being mindful that we must enjoy the ride all along the way.

American Misfits: Classic Cars That Didn’t Live Up To Expectations

Lifestyle

Believe it or not, being designated a muscle car isn’t an automatic entry into the “cool” club. Some tried, failed, and live on as inside jokes and quips. Today, we look through a handful of … Read more

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Retro signs, wallpaper and keys. At these motels, the delight is in the details

Lifestyle, Travel

I am a photo fellow at the L.A. Times, and recently spent three days photographing for the Motel California project at the Skyview Los Alamos. What immediately struck me was how tucked away in the hills the motel was, even with its close proximity to the freeway.

While only two hours away from L.A., I felt like I was in a totally different place.I captured the iconic yellow “Motel” sign by the pool, the turquoise Moke shuttle, and lots of unique fixtures.

Having three days to photograph an assignment is rare in daily news, so I felt lucky to be able to

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gold and black round emblem

Financial Advisor IQ – DOL Rescinds Guidance on Crypto in 401(k)s in Win for Fidelity

Markets

The Department of Labor has pulled Biden-era guidance urging 401(k) plan fiduciaries to use special caution when considering cryptocurrencies on plan menus, in a win for firms that already do so — chief among them Fidelity Investments.

Read the entire article: Financial Advisor IQ – DOL Rescinds Guidance on Crypto in 401(k)s in Win for Fidelity

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landscape photography of vehicles parked on side of a street

Financial Advisor IQ – Even Wall Street’s Top Cop Wants Alts Access for All

Markets

Barriers for everyday retail investors to access alternative investments—until now primarily the playground of larger, well-heeled clientele—seem poised to crumble.

Newly installed Securities and Exchange Commission Chair Paul Atkins said last week it’s about time to roll back investment minimums and accreditation standards required to buy certain closed-end strategies with illiquid holdings.

Read the entire article: Financial Advisor IQ – Even Wall Street’s Top Cop Wants Alts Access for All

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Consumer confidence rebounds in May as Trump pauses China tariffs

Industry, Markets

Consumer confidence rebounded in May after five straight months of declines as President Trump dialed back his aggressive stance on tariffs against China.

The latest index reading from the Conference Board was 98 in May, well above the 85.7 seen in April and the 87.1 economists had expected. The expectations index surged off its 13-year low seen in April, reaching 72.8 in May, far above the 55.4 in the month prior. This marked the largest month-over-month increase for that metric since May 2009.

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Rethinking retirement: Why hybrid is the new gold standard – The Press

Lifestyle, Retirement

Retirement isn’t what it used to be – and that’s a good thing.

The old model of leaving the workforce entirely at 65 and spending your days on the golf course is being replaced by something more flexible, more fulfilling, and more financially sustainable.

Today’s retirees are reimagining what this next chapter looks like, blending work and leisure in ways that fit their lifestyle, goals, and values.

This new approach is called a hybrid retirement, and it’s transforming how

Read the entire article: Rethinking retirement: Why hybrid is the new gold standard – The Press

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This Historic Building in Venice Hasn’t Been Open to the Public in 500 Years—Now You Can Visit

Travel

One of Venice’s most historical buildings is getting a new lease on life as a modern arts center. The second floor of the Procuratie Vecchie, a building running along one side of St. Mark’s Square, is now open to the public for the first time in 500 years in its new form as the San Marco Arts Centre (SMAC).

Venice is already a hub for contemporary art with its international biennale, but SMAC aims to do something that doesn’t exist in the city’s arts landscape: be a kunsthalle, a space that mounts

Read the entire article: This Historic Building in Venice Hasn’t Been Open to the Public in 500 Years—Now You Can Visit

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Annual inflation rate hit 2.3% in April, less than expected and lowest since 2021

Financial Planning, Markets

The consumer price index was expected to increase 0.2% in April for a 2.4% annual inflation rate.

Read the entire article: Annual inflation rate hit 2.3% in April, less than expected and lowest since 2021

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Staying socially connected can help maintain healthy eating with age, especially for older women

Lifestyle

Healthy eating supports healthy aging: Canada’s Food Guide recommends daily intake of fruits and vegetables as a way to help prevent multiple chronic conditions that typically affect older adults.

We know that healthy eating is strongly influenced by our social connections and different settings. But aging often brings losses to different social connections that can put healthy eating at risk.

Read the entire article: Staying socially connected can help maintain healthy eating with age, especially for older women

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Earnings Estimates Are Falling—And That’s Good | Zacks Investment Management Blog

Markets

Earnings Expectations are Falling. That’s a Good Thing

The first four months of the year were dominated by trade and economic policy uncertainty. But let’s not forget what ultimately matters most for stocks: corporate earnings.I’ll dive into some details below, but the high-level takeaway is that U.S. corporations held up relatively well in the first quarter, while also scaling back expectations for the quarters ahead. And I see this latter point as good news for stocks.As I write, roughly half of S&P 500 companies have reported Q1 2025 earnings, and the results show +14.0% year-over-year earnings-per-share (EPS) growth on +4.0% higher revenues. Approximately 72.3% of companies beat their EPS estimates, which is pretty much in line with historical averages.

Read the entire article: Earnings Estimates Are Falling—And That’s Good | Zacks Investment Management Blog

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Wisconsin woman missing for 62 years found alive | FOX 9 Minneapolis-St. Paul

Lifestyle

What we know:Audrey Backeberg was last seen in Indianapolis, Indiana in July 1962.Backeberg, then 20, had hitchhiked with the family babysitter from her home in Reedsburg, Wisconsin to Madison, then took a bus to Indiana. Reedsburg is just southwest of Wisconsin Dells.

Read the entire article: Wisconsin woman missing for 62 years found alive | FOX 9 Minneapolis-St. Paul

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How to sleep better at night, eat better and live a healthy life | The Senior | Senior

Health & Fitness

It’s possible to have a bunch of good friends, carry your shopping and walk up hills as a centenarian with the right mindset and behaviours.

Health and wellbeing coach Camilla Thompson is a champion of “biohacking”, which she defines as “hacking our biology and

Read the entire article: How to sleep better at night, eat better and live a healthy life | The Senior | Senior

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Not All Selloffs Are the Same—Do You Know Which One We’re In? | Zacks Investment Management Blog

Markets

Market declines come in all shapes and sizes, but they tend to follow similar patterns over time. Corrections are short, sharp declines between -10% and -20%, while bear markets are declines greater than 20% that fall into one of three categories

Structural – These bear markets are caused by severe dislocations, typically in financial markets, and are often associated with ‘bubbles.’ The 2008 Global Financial Crisis is an example of a structural bear, which often take several years to fully recover from.

Cyclical – These bear markets are more closely tied to the business cycle,

Read the entire article: Not All Selloffs Are the Same—Do You Know Which One We’re In? | Zacks Investment Management Blog

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a neon sign for a motel lit up at night

Financial Advisor IQ – Ex-Wirehouse FA Accused of Forcing Client to Trade Sex for Account Access

Behavioral Finance, Lifestyle

A former wirehouse advisor has been accused of abusing his role as a fiduciary to further a sexual relationship with a client and compel her to recruit other clients on his behalf.A statement of claim filed Thursday in the Financial Industry Regulatory Authority’s dispute-resolution system accuses San Francisco–based advisor Sam Su of assault, sexual battery and sexual harassment during a long-running extramarital affair with a client.

Read the entire article: Financial Advisor IQ – Ex-Wirehouse FA Accused of Forcing Client to Trade Sex for Account Access

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This Tiny Robot Is Part Bee, Part Crane Fly—and It Finally Has Solid Legs

Industry, Lifestyle

Imagine tiny robotic bees buzzing around fields of wildflowers, helping real bees carry out their crucial pollinating duties decades in the future.

It’s a vision that Harvard’s Microrobotics Laboratory has been working on for years. The barrier? Until recently, the only landing

Read the entire article: This Tiny Robot Is Part Bee, Part Crane Fly—and It Finally Has Solid Legs

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