Our Process…

The Glide Slope to Retirement™️Planning Process

Full Comprehensive Overview

• Discovery Meeting – In this meeting we ask you to communicate your financial goals, discuss your investing history, and provide us with an overview of your current financial situation. As a part of this discovery process, we share our philosophy of money, what the Glide Slope to Retirement™️planning process is, and explain the business model of JR Snell Capital Management, LLC with respect to serving our clients. Book your Discovery call now, let’s get started.
  
  
• Commitment to Planning and Gathering of Data – When a decision is made to begin working with our firm, we will send you contract paperwork and a list of documents necessary to begin the financial planning process. Once you collect those items, you can upload those documents to a secure, encrypted document management portal that will be set up exclusively for your use. Security and privacy are paramount to our relationship.
  
  
• Staff Introduction – You’ll be introduced to your Relationship Manager, whose primary focus will be to “shepherd” you through the process and be the liaison to all of our other professionals who we network with. You will work closely with this person to create and implement the steps of your financial plan.
  
  

PHASE ONE: Creating Your Personal “Glide Slope” (Even if you’re already retired.)

• Data Review Call – Approximately two to three weeks after receipt of the requested documents, and after we’ve had a chance to input your data, a phone or virtual call will be scheduled to discuss the data you have provided and secure any additional information necessary to accurately model your financial situation.
  
  
• “Visions & Values” Conversation – A core element of our risk management and estate planning process involves this in-depth conversation to uncover two things: Potential “train wrecks” that could derail your ability to live out your preferred lifestyle, and/or “opportunities”, either in lifetime or at death that would allow you to help the people or causes you care the most about.
  
  
• Investment Collaboration Meeting – This meeting is an opportunity to work with our team to learn more about the wide variety of investment vehicles we have access to and participate in the design and construction of your financial plan. Your informed feedback will allow us to custom design the GlideSlope that works for you and focuses on your objectives.
  
  
• Presentation of your new Glide Slope to Retirement™️ Plan – Utilizing the information gathered, your team will present a fully customized Glide Slope to Retirement™️which will provide retirement planning specific questions like, “When can I retire?” and “At my current pace, what will be my ‘retirement paycheck?’”, or “What specific steps can I take that can improve my situation?”
  
  We will outline steps to be taken to help you pursue your stated goals and objectives. Specific investment recommendations and action steps will be provided for your review and consideration. Developing additional “What If” scenarios to be considered in the future can be planned at this meeting.
  
  
• Follow-up Meeting and Signing Party – Within 3 to 5 business days after the presentation of your new Glide Slope to Retirement™️Plan, we have a meeting to answer questions and provide feedback on our investment recommendations. Assuming the plan addresses your financial objectives, we have a “signing party” to execute forms and celebrate your first step towards your financial independence!
  

PHASE TWO: Risk Management & Estate Planning Process

• Review of Risk Management Findings – We will review with you any risks identified in the Visions & Values Conversation and offer guidance and suggestions as to how you can transfer risks identified. Some risks (like health risks) cannot be transferred, but instead must be assumed. We will coordinate with your preferred insurance professional, or you may work with one of our preferred providers. We do not participate in commissions or referral fees with any outside professional. Our intentions are to remain objective, avoid conflicts of interest, and act truly as fiduciaries.
  
  
• Estate Plan Design Meeting – A review of your current documents (if applicable) will be discussed. If new or revised documents are warranted, design assistance will be provided, ensuring the documents accurately reflect your goals and take advantage of all available credits, deductions and exemptions.
  
  
• Draft of Attorney Letter – To leverage the relationship with your existing estate attorney, we will draft an attorney letter on your behalf, outlining the decisions made during the Estate Plan Design Meeting. In the letter, we ask the attorney to give a quote on the project in an effort to help avoid paying hourly rates. If changes are needed, your team will work as a liaison with the drafting attorney and continue to review all subsequent drafts.
  
  If you’d like to work with a provider that we may refer, that is OK too. We do not participate in commissions or referral fees with any outside professional. Our intentions are to remain objective, avoid conflicts of interest, and act truly as fiduciaries.
  
  
• Estate Planning Documentation Execution – A member of your Service Team will assist with the execution of your estate planning documents.
  
  
• Titling and Beneficiary Review – Once your estate planning documents have been executed, we will assist with the re-titling of any assets and/or liabilities (as deemed necessary) and make specific recommendations as to how your beneficiary designations should be modified to conform with your estate plan.
  
  
• Family Meeting – An opportunity for your heirs to have an understanding of estate planning concepts –normally actual dollar amounts are not discussed but instead concepts are reviewed. The goal is to provide a few “rules of the road” and contact points for your heirs should the worst come to pass.
  

PHASE THREE: Ongoing Monitoring, Oversight, and Guidance

• Private Client Vault & Workspace – Your liaison will work with you to organize all of your documents online in our Private Client Vault. This is your own private and secure workspace which will provide a direct and interactive organizational and tracking conduit that you may utilize to increase efficiency and collaboration when working together with us toward your financial independence.
  
  
• Periodic Investment Positioning and Strategy Reviews – We will schedule recurring Portfolio Review meetings to explain any investment positions or strategies in your portfolio that we have recommended. We can discuss your outside holdings in context with those investment accounts that we manage. The depth, breadth, and frequency of these meetings will largely be dictated by whether we manage none, some, or all of your investment assets. Regardless, we feel it’s imperative that all of your investment-related questions be fully addressed at each meeting.
  
  
• “Staying on the Glide Slope” Meetings – Annual (at least) updates and reviews of your retirement income plan within your Glide Slope to Retirement™️Plan.
  
  Your plan is updated and compared against our plan guardrails monthly. We will immediately reach out to you should our software issue a warning that your plan is coming close to these guardrails that we established for your Glide Slope.
  
  We have an annual update and review meeting where we will confirm that all of your financial data and life goals are accurately reflected in your Glide Slope to Retirement™️plan.
  
  We also encourage our clients to contact us immediately for a review should you experience a significant change in your life, relationships, or financial standing. We will accommodate more frequent plan reviews and updates if required.
  
  
• Tax Strategies Meeting – A member of our team will meet with you and your CPA to discuss or implement actions that he or she suggests that you take by year-end to enhance your tax position. We encourage proactive engagement by your CPA and can leverage your relationship with your otherwise ‘passive’ CPA if necessary.