Retirement

Counting the clock until your retirement? You might want to put away your pension plan. According to a Japanese doctor, you should never clock out of the workforce—or do so well after the age of 65, at least.

In an interview with Japan Times, Dr. Shigeaki Hinohara, a physician and chairman emeritus of St. Luke’s International University, said not retiring was one of his secrets to living a long, healthy life.

Before you roll your eyes, consider this: When most people lived until age 68, the typical retirement age was around 65 years old. Now that people are living much longer, they should also hold off on retiring, Dr. Hinohara says. Staying busy well into your senior years gives you a sense of purpose and fulfillment, which could keep you healthy as you age. And doing so couldn’t be easier; just check out the perfect jobs for seniors.

Read the entire article: This Is the Perfect Retirement Age—and It’s Not 65 | Reader’s Digest

The best thing about retirement, I have found, is that for the first time in my life I’m in charge of my time. From kindergarten through college, from that first to that last job, my time and tasks have been governed by others.

Now that I’m a couple of years into retirement, I decide what I’ll do and when I’ll do it.

Read the entire article: How To Get The Most Out Of Retirement

These days, hardly anybody believes the American retirement dream is doing all right. In fact, 88 percent of Americans agree that the nation faces a retirement crisis, according to a 2017 survey by the Washington, D.C.-based National Institute on Retirement Security pension research group.

However, a small but vocal group of scholars is advancing an opposing viewpoint. They say Americans’ chances for financial security in retirement are in better shape than is commonly supposed.

Read the entire article: Reports of a US retirement crisis are off the mark: Think tank study

During the course of your working career, technology and globalization have changed the work environment in countless ways. Many societal changes have impacted your personal life as well. It should come as no surprise that many of these same factors have also changed the retirement landscape.

Some changes are positive, others are unwelcome and some are simply different. But viewed as a whole, your retirement will be significantly different from your parents’ and your grandparents’ retirement. Here are six trends that are reshaping retirement.

Read the entire article: 6 Trends That Are Changing Retirement in America | On Retirement | US News

Retirement is a time to shake off years of employment and enjoy life, right? That might be the goal, but many Americans aren’t feeling it. Dwindling satisfactionA 2016 Employee Benefit Research Institute (EBRI) study analyzed retirement satisfaction trends between 1998 and 2012. Respondents who said they were “very satisfied” with their retirements dropped by 11.9 percentage points, those “not at all” satisfied increased by 2.6 percentage points, and the middle-of-the-road “moderately satisfied” response saw a gain of 9.2 percentage points.

Read the entire article: Americans Aren’t Loving Retirement Like They Used To — Here’s Why

Life’s major milestones — graduations, births, weddings and cross-country moves — all require a certain amount of preparation.Retirement is no different. That’s why we believe it’s important for people to meet with a financial adviser several years before they retire so you can jump right into the retired life once you’re ready.

Read the entire article: Your Money: 3 moves you should make in the 3 years before you retire – Twin Cities