Lifestyle

How To Get The Most Out Of Retirement

Lifestyle, Retirement

The best thing about retirement, I have found, is that for the first time in my life I’m in charge of my time. From kindergarten through college, from that first to that last job, my time and tasks have been governed by others.

Now that I’m a couple of years into retirement, I decide what I’ll do and when I’ll do it.

 As liberating as this may sound, you still should be strategic in planning how you are going to spend the next couple of decades.

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A healthy mind is important for well-being in later life finds new study

Health & Fitness, Lifestyle

New European research suggests that psychosocial factors such as anxiety and depression may have an even larger impact on well-being in later life than physical health. The participants’ levels of subjective well-being were measured by a questionnaire from the World Health Organization with the

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Reports of a US retirement crisis are off the mark: Think tank study

Lifestyle, Retirement

These days, hardly anybody believes the American retirement dream is doing all right. In fact, 88 percent of Americans agree that the nation faces a retirement crisis, according to a 2017 survey by the Washington, D.C.-based National Institute on Retirement Security pension research group.

However, a small but vocal group of scholars is advancing an opposing viewpoint. They say Americans’ chances for financial security in retirement are in better shape than is commonly supposed.

Read the entire article: Reports of a US retirement crisis are off the mark: Think tank study

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6 Trends That Are Changing Retirement in America

Lifestyle, Retirement

During the course of your working career, technology and globalization have changed the work environment in countless ways. Many societal changes have impacted your personal life as well. It should come as no surprise that many of these same factors have also changed the retirement landscape.

Some changes are positive, others are unwelcome and some are simply different. But viewed as a whole, your retirement will be significantly different from your parents’ and your grandparents’ retirement. Here are six trends that are reshaping retirement.

Read the entire article: 6 Trends That Are Changing Retirement in America | On Retirement | US News

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Voyagers Complete 3-year Trip Around the World in a Polynesian Canoe With No Modern Technology

Lifestyle, Travel

Thanks to all our modern conveniences — GPS, Google Maps, self-driving cars, automatic pilot — traveling around the world has become easier than ever before. But what if all that went away? Would humanity still be able to figure out how to get from point A to point B?For one group of explorers, the answer is yes: Using absolutely no modern-day technology, they navigated a Polynesian canoe all the way around the globe.

As the Associated Press reported, the ship, which started its trip in 2014, had about a dozen crewmembers onboard for each leg of the global journey. The crew used their knowledge of currents, birds, wind, and the stars to sail nearly 40,000 nautical miles, making stops in 19 countries.

Read the entire article: Voyagers Complete 3-year Trip Around the World in a Polynesian Canoe With No Modern Technology | Travel + Leisure

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Pauline Frommer: 13 Expert Budget Travel Tips | Money

Lifestyle, Travel

Before you lock in those summer travel plans, make sure you’re getting the most bang out of your travel buck. Here are are 13 favorite tips from Pauline Frommer of travel-guide company Frommer’s on where to scrimp and splurge when planning a vacation and how to get the best rates on airfare, car rentals and lodging.

1. For airline tickets, check Momondo first. Frommer’s compared prices quoted by airfare search engines, aggregators and booking websites on 25 popular routes, both for last-minute flights and those booked six weeks ahead. The results? Momondo is the best place to find the cheapest airfare. Skyscanner came in second. Frommer’s ran a similar test for hotel booking sites and found that Booking.com came out on top, especially for travelers looking for city-center spots under $200 a night.

2. Accept a little discomfort in the air. “I think it is a huge waste of money to buy business class or first class unless you’re 6’4″ and will be in incredible agony,” says Frommer, co-president and editorial director of Frommer’s. “People concentrate too much on the flight. It is a couple of hours and then you’re in this wonderful destination. So if it is between getting a business class seat and eating a meal in a spectacular restaurant or seeing a show, the hell with business class.

3. Always carry on. “You do not want to be a slave to your suitcase. I only own carry-on luggage and that forces me to pack less than I would have normally and you just wear things over and over,” says Frommer. Packing light delivers three big advantages: You avoid costly airline baggage fees, skip wasting time waiting at baggage claim, and can use public transit easily to get from the airport to your destination or from one city to another.

Read the entire article: Pauline Frommer: 13 Expert Budget Travel Tips | Money

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Americans Aren’t Loving Retirement Like They Used To — Here’s Why

Lifestyle, Retirement

Retirement is a time to shake off years of employment and enjoy life, right? That might be the goal, but many Americans aren’t feeling it. Dwindling satisfactionA 2016 Employee Benefit Research Institute (EBRI) study analyzed retirement satisfaction trends between 1998 and 2012. Respondents who said they were “very satisfied” with their retirements dropped by 11.9 percentage points, those “not at all” satisfied increased by 2.6 percentage points, and the middle-of-the-road “moderately satisfied” response saw a gain of 9.2 percentage points.

Read the entire article: Americans Aren’t Loving Retirement Like They Used To — Here’s Why

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Healthy Lifestyle Important to Retirement Planning

Health & Fitness, Lifestyle, Retirement

Retirement has become an active stage of life—one people have positive ideas about. For example, they aspire to stay socially connected, participate in their communities and remain economically active, according to the 2016 Aegon Retirement Readiness Survey.

Globally, the majority (72%) of people associate positive words with retirement, including “leisure” (46%), “freedom” (41%) and “enjoyment” (31%). People ages 65 and older have more positive associations with retirement than do younger people, ages 18 through 24.

The two most widely held retirement aspirations among respondents are traveling (62%) and spending time with friends and family (57%). Twenty-six percent mention some form of paid work as a retirement aspiration.

Achieving retirement aspirations requires more than saving, investing and planning, however; it also depends on staying in good health, the survey report notes.

Read the entire article: Healthy Lifestyle Important to Retirement Planning

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Alleged Jackson Pollock goes to auction June 20

Lifestyle

Jackson Pollock spent nearly all of his youth in Arizona and California. He even left a tiny bit of himself in Phoenix, close to what is now Sky Harbor International Airport.The 20th-century artist, internationally known for abstract, splatter and “drip” paintings, became a sensation in the New York art world starting in the 1940s until his death in 1956. So how is it that one of Pollock’s paintings might have found its way into a Sun City garage?

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Your Money: 3 moves you should make in the 3 years before you retire – Twin Cities

Lifestyle, Retirement

Life’s major milestones — graduations, births, weddings and cross-country moves — all require a certain amount of preparation.Retirement is no different. That’s why we believe it’s important for people to meet with a financial adviser several years before they retire so you can jump right into the retired life once you’re ready.

Read the entire article: Your Money: 3 moves you should make in the 3 years before you retire – Twin Cities

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Pass On Your Assets Wisely: How To Choose The Right Beneficiaries

Financial Planning, Lifestyle

I’m often asked by clients about who should be named as beneficiaries on their IRAs versus their retirement plans and other assets. This article provides a starting point. I have more detailed information if you wish… just ask. -Jeff

When you pass away, what you leave to your loved ones is important, but so is how you leave those assets. Determining the right assets to leave to different beneficiaries is an absolutely critical part of effective estate planning.

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5 New Realities of Retirement – US News

Health & Fitness, Lifestyle, Retirement

My experience has been that the happiest and healthiest retirees that I know find ways to stay socially and emotionally engaged in life all around them. For some, working or scheduled volunteering forces them to do this. Worth the read. -Jeff

Our parents were able to retire and collect full Social Security at age 65. Most baby boomers have to wait until 66. People born after 1959 have to wait even longer – until age 67 – before reaching what Social Security defines as “full retirement age.” And while the younger generations can still start collecting Social Security as early as 62, they will suffer a bigger penalty – a 30 percent cut to their full benefit, rather than 20 percent for those eligible under the old 65-year-old rule.

Read the entire article: 5 New Realities of Retirement – US News

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